2018-02-052018-03-052018-02-052018-03-052013-07-01https://hdl.handle.net/20.500.12185/197A working prototype automated telephone based enquiry and payment system functioning in three African languages, i.e. Zulu, Xhosa and Southern Sotho, in a financially related application, making provision for code-mixing between these languages and English.xhoApplications