Imininingwana yokuthintana
Okufanele ukwazi namalungelo wakho nawuthatha irhelebho lemingcwabo
UmNyango wezokuFundiswa kwabaThengi
Okufanele ukwazi ngamapholisi wemingcwabo
Into eqakatheke khulu ngelinye nelinye IRHELEBHO LEMINGCWABO / I-MASTER POLICY kukobana ipholisi kufanele IQINISEKISWE yikampani yetjhorensi yesikhathi eside etlolisiweko. Lokhu kwenzelwa bona ilunga linikelwa isiqiniseko sesibawo esisemthethweni nakungaba nesenzo esithathelelwe itjhorense (ukuhlongakala).
UMNIKAZI WEPHOLISI / ILUNGA kufanele anikelwe ISITIFIKHETHI SOBULUNGA. Isitifikhethesi kufanele sibeke ngokucacileko igama lomtlikitli (usotjhorense); imali ezakubhadelwa ngenyanga; inzuzo ebhadelwako; indlela yokwenza isibawo sokubhadelwa nelinye ilwazi eliqakathekileko nge-master policy. I-master policy kufanele iveze kucace bona umngcwabi namkha abasebenzeli bakhe abakaqatjhwa mqabeleli wepholisi namkha usotjhorense begodu ngakho abasibatloli bepholisi.
Kuqakathekile kubanikazi bamapholisi ukwazi bona bangakhetha ukuthatha iinzuzo zepholisi ezitholakala ngenzuzo yemisebenzi yemingcwabo namkha ngomhlobo wokubhadelwa ngemali.
Isitifikhethi kufanele siveze loke ilwazi elifaneleko kuMnikazi wepholisi / iLunga bona lazi bonyana ukurhelejwa kuthoma nini; lirhelebho bani nokobana kukuphi lapho ungeze warhelejwa khona; nesikhathi sokulinda, njll.
Iinhlathululo
Litjho umtlolo womthetho okhutjhwa mqabeleli wepholisi / usotjhorense onemininingwana yenzuzo, iimali ezibhadelwako, imithetho nobujamo begodu nenomboro yepholisi, okufanele ibonakale esitifikhethini sakho sobulunga.
AMASOSAYITHI WOBUNGANI
ISosayithi yoBungani yihlangano yeemali eyenziwa siqhema sabantu abaneendingo ezithileko, ababhadela imali bebabulunge ngokuhlanganyela ukurhelebhana ngemali ukuhlangabezana neendingo ezithileko, isibonelo, umngcwabo. Ubunengi bemali umuntu anganikelwa yona kuba yi-R5 000.
ISosayithi yoBungani akusibhizinisi lokwenza inzuzo kodwana enye nenye inzuzo eyenziwe ngemali ebhadelwa malunga asisako woke amalunga abelana ngayo.
Kufanele ugandelele bona uthole isitifikhethesi ukuqinisekisa bona ulilunga. Isitifikhethesi kufanele sitjengise yoke imininingwana yepholisi yakho.
ABAPHATHI / ABATHINTANISI
Lokhu kutjho ikampani evunyelwe mqabeleli wepholisi / usotjhorense bona yenze umsebenzi womtlolisi wokumthengisela amapholisi.
Yikampani yetjhorense yesikhathi eside etloliswe neBhodo yemiSebenzi yeeMali ethola iimali ozibhadela ngenyanga nenesibopho sokubhadela inzuzo nawungahlongakala.
UMNIKAZI WEPHOLISI / ILUNGA
Lokhu kutjho wena njengelunga elibhadela imali ngenyanga khona kuzakuzuza abantu obakhombe epholisinakho.
IMALI EBHADELWA NGENYANGA
Lo mumuntu ozijameleko oya kuye njengelunga nawungakathabi ngependulo yomtlolisi. Imininingwana yakhe yokuthintana itjengiswa esazisweni sangokomthetho kanye nekhasini langemva lalencwajana.
UKUPHAYELA NGEQADI
Umqabeleli wepholisi / usotjhorense uzakurhelisa ubujamo namkha amalwelwe epholosini, lawo nakungenzeka agcine ngokuhlongakala komuntu ofakwe epholisini, kungabi nenzuzo ebhadelwako.
Imibuzo okufanele uyibuze nelinye ilwazi okufanele ulithole kumthengisi
Umbuzo: Ngimuphi umqabeleli wepholisi omjameleko
Ipendulo: Ubufakazi kufanele bunikelwe mumuntu othengisa ipholisi begodu kufanele bube seforomini lesibawo nesitifikhethi sobulunga esikhutjhiweko.
Umbuzo: Khuyini inomboro yepholisi
Umbuzo: Ngingafaka bani epholisini
Ipendulo: Laba babantu abakhethwa nguwe.
Umbuzo: Ngibhadela malini
Ipendulo: Le yimali ozayibhadela nefaka yoke imali yokwenzelwa umsebenzi nemali ebekiweko.
Umbuzo: Ingabe ngibhadela ngenyanga, ngekotara namkha ngonyaka
Ipendulo: Kufanele ubuze bona uzakubhadela nini.
Umbuzo: Ingabe ngibhadelela ngaphambili namkha ngemva kwesikolodo
Ipendulo: Kufanele ufunisise nayikuthi uzakubhadela ekuthomeni kwenyanga (ngaphambi kwesikhathi) namkha ekupheleni kwenyanga namkha nasele ukoloda.
Umbuzo: Ingabe ngibhadela njani
Umbuzo: Nangibhadela ngekhetjhe ingabe ngizakuthola irasidi
Ipendulo: Iye, kufanele kube lirasidi langokomthetho.
Umbuzo: Ingabe lemali ebhadelwa ngenyanga izakukhwela ngomuso
Ipendulo: Imali ebhadelwa ngenyanga inganda nayikuthi kuneembawo ezinengi zokurhelejwa ngeemali ehlobeni leli lepholisi.
Umbuzo: Ingabe imali ebhadelwa ngenyanga iqinisekiswe isikhathi esingangani
Umbuzo: Ingabe ngithoma nini ukungathola irhelebho
Umbuzo: Ngiziphi iinkhathi zokulinda
Umbuzo: Kwenzekani nayikuthi ukuhlongakala kubangwa yingozi
Ipendulo: Ngokujayelekileko isikhathi sokulinda asitjhejwe lapha.
Umbuzo: Ingabe kunokhunye ukuphayela ngeqadi
Umbuzo: Kwenzekani nayikuthi ngibhalelwa kubhadela ngenye inyanga namkha ngilisa ukubhadela
Ipendulo: Angeze usalungela ukufumana irhelebho begodu nawuthoma ukubhadela godu, iinkhathi zokulinda nokuphayela ngeqadi zizakusebenza.
Umbuzo: Ingabe ukulungela ukufumana irhelebho kuphela nini komunye nomunye umuntu
Ipendulo: Imininigwana ezeleko kufanele unikelwe yona, khulu khulu ebantwaneni.
Umbuzo: Ingabe ngithola ubufakazi bokuba lilunga
Ipendulo: Kufanele uthole iSitifikhethi sobuLunga nesirhunyezo semininingwana yokuthi ngubani ozakuthola irhelebho, imali ebhadelwako, nazo zoke iinkhathi zokulinda nokuphayela ngeqadi.
Umbuzo: Ingabe ngingakungezelela ukuthola irhelebho
Ipendulo: Iye, ungangezelela inzuzo epholisini yakho nayikuthi i-Master
Policy iyavuma, ngesinye nesinye isikhathi; lokhu godu kungangezelela imali oyibhadelako. Ukuphayela ngeqadi neenkhathi zokulinda kungasebenza ngenzuzo eyandisiweko.
Umbuzo: Ngisenza njani isibawo sokurhelejwa nangihlongakalelweko
Ipendulo: Ikambiso yeembawo zokurhelejwa kufanele inikelwe ngokuzeleko ebujameni nemithethweni.
Ipendulo: Uvunyelwe ukubona i-Master Policy. Lokhu kwenziwa nawubona unganeliswa ziimpendulo onikelwa zona namkha usola umuntu okuthengisela ipholisi. I-Master Policy kufanele itholakale e-ofisini eliseduze nawe lokutjhejwa kwabathengi.
Umbuzo: Ngingayikhansela na ipholisi
Ipendulo: Ungayikhansela ipholisi kungakapheli amalanga ama-30
wokubhadela imali yakho yokuthoma begodu uzakubuyiselwa imali yakho ngokuzeleko nawungabawi irhelebho ngokuhlongakalelwa. Ngemva kwalokho ipholisi ingakhanselwa kwesinye nesinye isikhathi, kodwana akunamali ebhadelwa ngenyanga ozakubuyiselwa yona.
Umbuzo: Kwenzekani nayikuthi ipholisi iyasuswa komunye umqabeleli wepholisi isiwa komunye / usotjhorense
Ipendulo: Lokhu kungenziwa, kodwana kufanele waziswe bewaziswe nokuthi kuthinta njani abantu abalungele ukuthola irhelebho, mayelana nakho koke okungehla. Kufanele uMqabeleli wepholisi / uSotjhorense omutjha akunikele isitifikhethi sobulunga esitjha. Nayikuthi ubona bonyana awusisebujameni obulinganako namkha obungcono, thintana noMqabeleli wepholisi /
uSotjhorense okhona ngokurhaba okukghonekako.
Umbuzo: Kwenzekani nanginesinghonghoyilo namkha umbuzo
Ipendulo: Wena namkha abazuzi bakho kufanele kokuthoma niqalise bunqopha umbuzo kuMqabeleli wepholisi / kuSotjhorense. Nayikuthi awukaneliswa, ungabika isinghonghoyilo esiPhathisweni esitjheje iinghonghoyilo zeTjhorense yesiKhathi esiDe namkha eBhodini yemiSebenzi yeeMali (FSB).
Tjheja: Imininingwana yesiPhathiswa esitjheja iinghonghoyilo ne-FSB kufanele ibonakale eSitifikhethini sobuLunga begodu nangemva kwencwajana le yelwazi.
